A renovation is a significant investment. If paying for the entire project upfront isn’t the right fit, there are several ways you may be able to finance the work.
Whether you are financing a deck, a basement renovation, a kitchen renovation, a bathroom renovation, or an addition, these are the renovation financing options Ottawa homeowners ask us about most. We build the project. The financing is arranged between you and the lender you choose.
Home Equity & Mortgage Options
For larger projects, a mortgage broker may be able to help you access the equity in your home through refinancing, a home equity loan, or another mortgage solution.
We can connect you with a mortgage professional to discuss your options.
Renovation Financing
Third-party financing providers offer financing specifically for home improvement projects, allowing you to spread the cost of your renovation over time.
We can help you explore what’s available and provide the project information needed for an application.
Your Bank or Line of Credit
You may also choose to use your existing bank, personal line of credit, or home equity line of credit.
We’re happy to provide a detailed estimate and project information for your lender.
Not Sure Which Option Is Right for You?
No problem. Start with the project. We’ll give you a clear, honest estimate and you can decide how you’d like to pay for it.
Want a ballpark number first? Try the free renovation cost estimator.
Decked Out Contracting is a licensed general contractor for Ottawa home renovations. We are not a lender or a mortgage brokerage. We cannot approve financing or promise rates, terms, or payment amounts, and nothing on this page is a financing offer. Those details come from the lender or broker you choose to work with.